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Tony has known Chris since his college days when Chris shared stories of using his Charles Schwab account to trade stocks on credit and getting a warning letter from the SEC. Chris is one of those rare people that have become a millionaire on a government salary. Winding down his career in law enforcement, Chris has begun helping people with their own financial and retirement plans. When he’s not protecting witness, arresting bad guys, or training people in all sorts of law e

I had a great conversation with Bobbi Olson (a.k.a. “CentsAble” Bobbi) on her Podcast, CentsAble Chat. She has a real heart for teaching and helping people figure out what to do with their money. Bobbi is a certified budgeting geek and knows that budgeting is critical to getting and keeping your finances on track. Without a budget or as I call it, spending plan, it’s going to be really hard to build wealth. A budget is planning how to to spend your money. That’s why I like to

I began learning about personal finance when I was twenty-five. That’s where I’ve been focused for the past twenty years. Learning about wealth building within the US economy. Stocks, real estate, precious metals, currency trading, building your income, etc. Recently over the past two years, I’ve been spending some time reading and learning about world politics and global finance. The journey has been very eye opening. As I’ve spent more and more time talking with people abou

I never realized how hard it would be to write and finish a book when I started in May 2017, but finally, it’s done! The book copy is done. The cover is done. Now it is prepping for print! Truly writing a book is the project that never seems to end. It seems like things just keep coming up to do or redo that keep you from finishing the job. Thankfully, I had some good friends and professional support in my editor, Anna Floit of The Peacock Quill, and my publisher, Morgan Jame

It’s been just over a year since I start writing my first book. Officially, I began writing Wednesday evening, May 24, 2017 while sitting on my apartment patio overlooking the mountains in Salt Lake City. It was an inspiring view. Perhaps I was a little ambitious since I wanted to have it finished and printed by December 31, 2017. I tend to be a little optimistic and naive at times. While I planned to write a book at some point in my life, I didn’t plan on doing it now at age

Have you ever asked yourself that question? What’s your net worth? If you haven’t, then you probably should. Your net worth is a good way to tell if you are winning with your finances or not, and it’s kinda fun to do. What is “Net Worth”? Have you ever played organized sports? Baseball? Football? Basketball? Soccer? Something else? No matter what game you’re playing, there’s usually a score involved. That’s how everyone knows who is winning and who is losing. And make no mist

Debt Free Lifestyle What does it feel like to live the debt free lifestyle? Simply stated in one word. Amazing. Now if you want a more exhaustive description, I need a few more words. Let’s see. Amazing. Freeing. Liberating. Inspiring. Empowering. My list could go on, but maybe you should hear the story to truly grasp what living debt free is really like. The Debt Free Journey My journey to the debt free lifestyle started in my mid-twenties. I was a freshly minted college gra

Well, I was thinking today about the fact that I spent 15 years from March 2001 to May 2016 working for Dave Ramsey, the debt free king, but I’ve never written anything about money or debt on my blog. What a shame! Now I’m working for Steve Down, who has a very similar story to Dave’s. After leaving Dave’s, I thought I was done with the personal finance world, but God had other plans. In early December 2016, all that changed. Now I find myself working to build a new personal