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Millionaire or Not. You can choose.

The Millionaire Choice

Anyone can become a millionaire. Why not you? After meeting hundreds of millionaires and becoming one myself, I've realized something. Becoming a millionaire is a repeatable process that virtually anyone can do. It doesn't matter the color of your skin, the family you've come from, or even the level of your education. Story after story of average everyday people who broke free from generations of family financial hardships to build wealth and become millionaires. From single parent homes to drug infested neighborhoods and families. From a black woman with a 6th grade education to a young Chinese man who lived in a communist concentration camp for three years. The stories share remarkable similarities and patterns. What they've all done, you can do too. Believe it!



The Millionaire Choice was written to inspire and equip people to become millionaires. No, that's not hype. With the right knowledge, resources and choices, almost anyone in America can become a millionaire.

In The Millionaire Choice, you will hear the story and principles that changed one man and his family  from a lower income lifestyle into millionaires.

There are over 10 million households that are millionaires in America today. 80% of those are first generation. No one gave them their money. They earned it. Now it's your turn. Millionaire or Not. You Can Choose.

the book

You learn a lot bad financial habits growing up in a family that mismanages money. Fortunately, you don't have to repeat the same mistakes. At 25, Tony's financial habits gave him a wake up call, and he made a choice, the choice to become a millionaire.

In The Millionaire Choice, Tony shares his story of growing up in a financially messy home, his wake up call at age 25 and the life and financial principles he used to change his life and become a millionaire.

At the heart of these principles are what Tony calls the Ten Keys of the Millionaire. It is these key principles that empowered Tony and his family to break free from generations of financial mismanagement, stress and struggles.

In The Millionaire Choice you will learn to develop your own personal millionaire plan.

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Breaking Free

Today, over 70% of Americans are living paycheck to paycheck. I grew up in such a family where we struggled with money. I experienced what it was like to have the power shut down, the water cut off, teasing in school from not wearing the popular styles and brands, and saw the stress and fight money problems caused on my family. Life doesn't have to be that way.


At 25, I had what I call my financial awakening. I made a choice. A choice to stop my bad financial habits and create new financial habits. Along with those new habits, I made my choice to become a millionaire. Just like millions of other people all across America, we created a vision for a better future for ourselves and our families. We did it, and I believe you can do it too.

The 10 Keys

Every year thousands of people across America become new millionaires. What enables them to reach the millionaire milestone? Are they just lucky or is it some secret formula? The truth is much simpler than any financial magic. The truth is people that practice good financial principles are destined to build wealth and become millionaires while those that don't follow sound financial principles are destined to struggle with money.


The Ten Keys of the Millionaire contain the life and financial principles needed to unlock your own wealth potential. By implementing the Ten Keys of the Millionaire, almost anyone can reach their goal of becoming a millionaire regardless of their ethnicity or economic status.


Ten Keys of the Millionaire
  1. Develop Strong Character

  2. Maximize Your Time

  3. Get Money Smart

  4. Find a Money Mentor and Financial Advisor

  5. Watch Your Money

  6. Avoid and Get Out of Debt

  7. Keep Your Expenses Low

  8. Save and Invest Aggressively

  9. Boost Your Income

  10. Create Your Millionaire Plan


"As a school leader, this book shares a personal story about life and building character in a way that I can immediately share, throughout the community I serve. The financial habits and language are plain spoken, easy for all to apply, develop, and understand. I will use this book as a resource for my students, families, and staff."

The Author

Tony Bradshaw grew up in a lower income neighborhood in Nashville, TN. In early 1996, he realized he was mismanaging his money and knew something needed to change. That’s when he set out to learn how to handle money better. After learning how to handle money at age 25, Tony made his millionaire choice, his choice to become to become a millionaire by the age of forty. He accomplished his goal in 2011.

After gaining a B.S. in Mechanical Engineering, Tony spent the first six years of his career as an engineer and computer network administrator. In 2001, he entered the financial education world as part of an internet business and development group where he spent 16 years bringing financial education teaching and products to the online world.

During his journey, Tony realized his own message and vision for helping people with their personal finances, and in June 2017, Bradshaw began writing The Millionaire Choice with the vision of helping everyone he could to become millionaires no matter their income, ethnicity, or financial situation. He aspires to create a movement of financially educated and wealthy people who will make it their mission to fight poverty and help those in need across America and the world. He calls it The Millionaire’s Manifesto, and you can read it at

Tony resides in Franklin, TN with his wife whom he married in 1998. Together they continue to mentor their six children about life and money.

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