Let me ask you something simple. Is 2026 going to look a lot like 2025… or is it finally going to be the year you break through? Most people don’t plan to stay stuck. They just slowly repeat the same cycles. Same financial habits. Same routines. Same conversations. Same frustrations. A new calendar shows up, but nothing really changes because nothing intentional changes. It’s not a motivation problem. It’s a pattern problem. If you want a different year, you have to rebuild y